Our promise to you

  • Your family comes first

    We understand that leaving a legacy is a special and personal decision. That’s why we make this promise to you: We agree that your family and friends come first, and promise to treat you and your family with courtesy, sensitivity and respect.

  • Answer any questions

    We will always be happy to answer any questions you have, explain LJWB’s work in more detail, and tell you where you can find further information about how your gift will make a difference to our community.

  • Greatest impact for our community

    We will use your gift so that it has the greatest impact for our community.

  • Change your mind at any time

    You can change your mind about leaving a legacy at any time, and we will respect your decision.

  • We will always respect your privacy

    Any personal information that you choose to give us will be handled securely and confidentially. We will always respect your privacy – you choose the frequency and ways we can contact you.

5 good reasons to keep your Will up-to-date

1. Make sure your wishes are followed
With an up-to-date Will, you can have peace of mind that the people and causes that matter to you have been looked after the way you choose. It’s the only way to make sure your wishes are followed the way you intend.

2. Make it easier on friends and family
A Will makes it much easier for your family and friends to take care of your estate and be sure they’re acting on your wishes. Without a Will, the process can be difficult, stressful and time-consuming.

3. Help to minimise inheritance tax
If you’ve got a Will, it can help reduce the amount of inheritance tax that needs to be paid on your estate.

4. Protect the rights of your partner
If you and your partner aren’t married or in a civil partnership, you don’t have the same automatic rights as those who are married. You can make sure your partner’s looked after by naming them in your Will.

5. Give your assets to the people and causes you love most
Without a Will expressing your wishes, your whole estate could end up belonging to the Crown or government. Write a Will to keep control.

Find out how tax could affect what you leave in your Will, and how a gift to charity could decrease your tax liability.

This type of tax is usually payable if you sell or give away something that has increased in value during the time you owned it. The increase in value is what is taxable.

When someone dies the value of the things they own is re-established and any gains that arise during the administration of the estate (i.e. between death and sale) may be liable to capital gains tax.

Executors have a tax free allowance that can be used to offset gains. See the current capital gains tax allowance.

Charities are exempt from capital gains tax, so where charities are beneficiaries in a Will, it may be possible to use this exemption to benefit the whole estate.

Under current law, if your estate is worth more than £325,000, your beneficiaries will have to pay 40% of the part of it that’s over the threshold to HMRC.

So if your estate is worth £350,000, £25,000 of it is liable for inheritance tax, and your beneficiaries must pay £10,000 (40% of £25,000) to HMRC.

The threshold and the rate change from time to time, so check the current figures on the gov.uk website

What if you leave money to Charity

There are two ways leaving a gift to charity can help reduce your inheritance tax bill.

If you leave gifts to charity in your Will, the gift value won’t be counted towards inheritance tax. The same goes for gifts left to your spouse. This could reduce what your beneficiaries have to pay, or remove your inheritance tax liability altogether.

In April 2012, inheritance tax legislation changed, meaning in some situations, anyone leaving 10% or more of their taxable estate to charity may qualify for a reduced rate of inheritance tax – 36% rather than 40%.

To find out more about inheritance tax and estate planning, talk to your solicitor to see how the rules might affect you and your loved ones.

What happens if I don’t have a Will?

If you die without making a Will, you will be classed as dying ‘intestate’ and this could result in your estate not going where you would have wished. If you have no family members left to inherit, the entire estate will pass to the Crown.

What happens if I change my mind?

You are free to change your mind about leaving a gift in your Will to LJWB at any time, this is a personal decision and we completely respect that.

Do I need a solicitor?

We would always recommend you visit a solicitor or a member of the Institute of Professional Will Writers to assist you with writing your Will.

What details do I need to  include if I want to leave a gift to LJWB?

When making a gift to LJWB, please ensure that you include our full name, “LEEDS JEWISH WELFARE BOARD” and “Registered Charity Number 1041257” as this will avoid any doubt about our identity.

If you wish, you can also include our current address, “Marjorie & Arnold Ziff Community Centre, 311 Stonegate Road, Leeds, LS17 6AZ.”

If you have any other questions please don’t hesitate to contact us 

on 0113 218 5848/ Noam.Foreman@ljwb.co.uk